Compare McKinney Electric Options
In McKinney, Texas, residents can choose their own energy provider from a competitive market rather than being assigned one. McKinney residents benefit from Texas electricity deregulation, and residents in neighborhoods from Stonebridge Ranch to Trinity Falls can select a retail electric provider (REP).
While your choice of provider determines your rate, plan structure, and who manages your billing, the power is delivered through the same physical infrastructure. In McKinney, Oncor Electric Delivery is the Transmission and Distribution Utility (TDU). They are responsible for the wires, meters, and local grid maintenance regardless of which company you choose to handle your energy supply.
Understanding the Components of Your McKinney Energy Bill
In North Texas, extreme seasonal temperatures directly influence how much we pay for power. The average residential electricity rate in McKinney for April 2026 is approximately XX¢ per kWh (based on 1,000 kWh usage). To find a plan that fits your household, keep these local components in mind:
- Retail Base Charges: Some electricity plans include a flat monthly fee (typically between $0 and $9.95) assessed by the retail provider regardless of how much energy you consume. This fee covers administrative overhead, and checking your plan’s Electricity Facts Label (EFL) is essential to see how this fixed cost impacts your total bill.
- Taxes & State Fees: While residential electricity in McKinney is legally exempt from the 6.25% Texas state sales tax, your bill will include a local city sales tax managed by McKinney, along with a minor gross receipts tax reimbursement. These are minor standard state-authorized pass-through utility taxes.
- Energy Charge: This is the cost of the actual electricity your home consumed during the billing cycle. It is calculated by multiplying your total kilowatt-hour usage by the price per kWh.
- Oncor Delivery Charges: Your bill includes regulated pass-through fees that pay for the upkeep of the local grid. As of June 2026, these charges for McKinney are $4.06 per month and 6.1196¢ per kWh. These costs are set by the PUCT and are consistent across all providers.
| Provider + Plan Name | Plan Rate | Plan Length |
|---|---|---|
| APG&E - SimpleSaver 11 | 6.7¢ | 11 months |
| Chariot Energy - GridPlus 12 | 6.7¢ | 12 months |
| Gexa Energy - Gexa Eco Saver Plus 12 | 6.8¢ | 12 months |
| Frontier Utilities - Frontier Saver Plus 12 | 6.8¢ | 12 months |
| 4Change Energy - Maxx Saver Value 12 | 6.8¢ | 12 months |
| Express Energy - Flash Value 12 | 6.8¢ | 12 months |
| Companion Energy - Companion Savings + Benefits 12 | 6.8¢ | 12 months |
| Rhythm Energy - Rhythm Max Saver 12 | 6.8¢ | 12 months |
| Energy Texas - The Lone Saver Plus 12 | 6.8¢ | 12 months |
| BKV Energy - Lantana 11 | 12.7¢ | 11 months |
Who Manages Your Power in McKinney?
In McKinney’s fast-growing area, it is vital to separate your customer service provider from the utility crew that manages the physical grid.
Retail Electric Provider (REP): This is the brand you choose (like Chariot Energy). They handle your contract, marketing, and monthly payments.
Oncor Electric Delivery (TDU): They own the physical poles and wires in McKinney. They are responsible for restoring power after North Texas storms and ensuring your meter is read accurately.
Types of Energy Plans in McKinney, Texas
Solar Buy-Back and Green Energy
McKinney recently earned the SolSmart Bronze designation, reflecting the city’s commitment to solar expansion. If you have rooftop panels in neighborhoods like Craig Ranch, look specifically for Solar Buy-Back plans. These provide bill credits for the excess power you send back to the Oncor grid. For everyone else, you don’t need panels to go green. Many providers now offer 100% Renewable Plans backed by Renewable Energy Certificates (RECs) from wind, solar, or other renewable sources. These allow any McKinney household to support a cleaner grid without the upfront cost of a home installation.
Time-of-Use Plans
Time-of-Use (TOU) plans are ideal for McKinney households that can easily shift their highest energy consumption away from peak hours. Often marketed as “Free Nights” or “Free Weekends,” these plans offer a 0.0¢ or discounted energy charge during specified off-peak windows. This makes them highly effective for running pool pumps, dishwashers, and laundry machines during those windows. However, it is essential to check the Electricity Facts Label (EFL); while the provider’s energy charge drops, many plans still require you to pay regulated Oncor delivery fees for every kilowatt-hour used during those hours. Furthermore, daytime rates are significantly higher to balance out the free windows.
Specialized EV Plans
If you are charging an electric vehicle in your garage overnight, a dedicated EV plan offers a more balanced alternative to standard Free Nights. Instead of pairing a completely free night window with a massive daytime price spike, EV plans typically feature a moderately discounted overnight charging rate combined with a lower, more stable daytime rate. This price structure is highly strategic for McKinney commuters who want to fuel their vehicles overnight without facing severe financial penalties for running their air conditioning during the hot afternoon hours.
Traditional Fixed-Rate vs. Usage/Bill Credits
For homes with smaller footprints or fluctuating energy needs, fixed-rate plans offer price stability by locking in your energy rate, helping protect against market volatility, though your total bill can still vary based on usage and delivery charges. Meanwhile, suburban homes with consistent monthly usage of 1,000+ kWh often find bill credit plans beneficial and cost-effective.
FAQs
When is the best time to shop for McKinney rates?
In years past, spring and fall offered the lowest rates in North Texas. For example, shopping in April allows you to lock in a rate before the high-demand summer season begins.
How do I report a power outage in McKinney?
Skip your billing provider during a blackout. Reach out to Oncor directly at 888-313-4747 or text ‘OUT’ to 66267, as they handle all physical grid repairs and restoration in McKinney.
How do I verify the "all-in" price of a plan?
Always check the Electricity Facts Label (EFL). It is a legal requirement under PUCT Rule §25.475 and, among other things, provides a side-by-side cost comparison at 500, 1,000, and 2,000 kWh usage levels. It also provides a complete breakdown of costs and fees.
Can I choose my own energy provider if I’m renting in McKinney?
Yes, but it depends on how your rental property is metered. Under PUCT regulations, if your apartment or rental home is individually metered by the local TDU (Oncor Electric Delivery), you have the legal right to choose your own Retail Electric Provider (REP). However, if your complex operates on a master meter or a submetered system, where the landlord or property management company owns the meter, buys electricity in bulk, and redistributes the costs to tenants, you cannot choose an individual provider. Always confirm with your leasing office whether your unit is individually metered by Oncor Electric Delivery before shopping.
Make the Smart Move for Your McKinney Home!
Don’t settle for an outdated rate. Compare the latest offers available in your area and find a plan that powers your home for less!